Eccentric lottery winner Charles, living alone on a remote island, tries to make his dreams come true by hiring his favorite musician Herb McGuire for an exclusive private concert. Unbeknownst to Herb, Charles also hired his former bandmate and ex-girlfriend Nell and her new husband to perform old favorites. As passions flare and old tensions resurface, stormy weather leaves them all stranded on the island, and Charles desperately searches for a way to save his dream.